71 Bells Of Ireland Ct, Homosassa, FL 34446
4 beds · 3 baths · 2,325 sqft
Welcome Home! Why wait for a new build when you can move right into this meticulously cared-for and beautifully landscaped 2021 home now? You will not want to miss this amazing new listing in Sugarmill Woods. With NO CDD fees, LOW HOA fees, and NO Flood Insurance needed, you'll enjoy significant cost savings! This well-maintained, true 4-bedroom, 3-bathroom home offers peaceful living with a screened-in private patio and no rear neighbors. As you walk into this beautiful home, you'll see the open-concept living and dining areas, perfect for entertaining. The home features beautiful paint, a picture-perfect eat-in kitchen, and all stainless steel appliances. The master bedroom, with its ensuite, includes double walk-in closets, a shower, a separate garden tub, his and her separate sinks/vanities, and a separate toilet area. The split floor plan ensures your family has plenty of room and storage. On the opposite side of the house, you'll find three additional bedrooms, all with actual closets, a spacious inside laundry room, and an air-conditioned 2-car garage for more storage. Additionally, there is a bonus room great for a home office. The third bathroom would be perfect for a pool bath, with plenty of room in the backyard for a pool with this home. Additional features of this home include an air-conditioned garage, a screened-in back patio, and gutter/downspouts—all amenities that may not come with a new build. Located within the Sugarmill Woods Golfing Community and just minutes from the Gulf, you can enjoy swimming with the manatees and other water activities. The property is conveniently close to the Toll Road/589, within an hour of Tampa International Airport, and roughly an hour and a half from Orlando. The home is priced to sell. This gem of a home won't stay on the market for long—act fast! Don't miss out on seeing this beautiful home; schedule your showing today!
Source: STELLAR #w7865877
Source: STELLAR #w7865877
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7865877
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.