709 Maple Ave, Fruitland Park, FL 34731
3 beds · 2 baths · 1,032 sqft sqft
Seller is entertaining All Reasonable Offers! Come see for yourself what this home has to offer! Welcome to 709 Maple Ave. This home has been loved by only one family from the very beginning. Now it's your turn to be the next proud owner. The home sits on an oversized (.34 acre) partially fenced in lot and is close to everything. This block home was built in 1979 with 3 bedrooms, 1 full bathroom, 1 half bathroom and a 1 car garage. In the past 2 years there have been tons of updates throughout the home to include a newer roof, a newer AC system with UV lighting, water softener system and all new luxury vinyl floors throughout the entire home. Wait until you see the completely made over Kitchen. You now have an abundance of new cabinetry for storage, new countertops, new stainless-steel appliances to include a gas stove, backsplash and all new lighting. The Primary bedroom has the en-suite half bathroom. There is fresh paint on the walls, all new floor trim, new windows and new exterior doors. Both bathrooms have been made over with new vanities, lighting and a new shower. The oversized lot has a fully fenced in backyard and the storage shed stays with the home. There is no HOA and you are centrally located close to major highways, shopping, restaurants and The Villages. Do not wait, Schedule your Private Showing Today! All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Do not forget to check out the Virtual Tour!
Source: STELLAR #g5083594
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5083594
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5083594
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.