708 Crater Lake Cir, Keller, TX 76248
4 beds · 4 baths · 3,049 sqft sqft
IMMACULATELY MAINTAINED SINGLE-STORY, UPDATED HOME with OFFICE & POOL in SOUGHT AFTER MARSHALL POINT ESTATES! Welcome home to this gorgeous property on an over-sized, cul-de-sac lot terminating in a greenbelt and located in serene surroundings where pride of ownership is abundantly apparent. Enjoy lovely landscaping from the covered front porch of this custom built DREES home. Then enter into a beautiful open concept floorplan with 4 split bedrooms, 3 full and 1 half bath, office, transitional light contemporary colors, and on-trend, light planked solid hardwood flooring. The pristine white kitchen is open to the living area featuring a breakfast bar and large center island. Get ready for Thanksgiving with double ovens , gas cooktop and brand new Bosch dishwasher. The spacious master suite overlooks a dreamy backyard oasis and three secondary bedrooms feature all NEW carpet, one with its own ensuite bath. The backyard is set for family and friends to enjoy the new swimming pool and large spa just added in 2023 complete with water features. An oversized, covered back patio features an outdoor kitchen and large wood burning fireplace. With parking to spare, the home boasts an extended driveway and 3-car garage with epoxy flooring. HVAC new in 2024, roof 2-3 years old. Zoned to exemplary Keller ISD and it's prestigious Keller Collegiate Academy. Don't miss this outstanding opportunity to own in the heart of DFW with easy commute to Dallas, Fort Worth and Denton.
Source: NTREIS #20753974
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20753974
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #20753974
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.