7060 Eagle Vail Dr, Plano, TX 75093
2 beds · 3 baths · 1,535 sqft
Amazing Location, right in the heart of West Plano! This beautiful 2 bedroom, 2.5 bathroom townhome offers a prime location and a low-maintenance lifestyle. Located just across the street from the scenic Arbor Hills Nature Preserve, you’ll have over 200 acres of picturesque trails, playgrounds, and pavilions right at your doorstep—perfect for outdoor enthusiasts and nature lovers alike. Step inside to soaring vaulted ceilings & large windows that fill the space with natural light. The open-concept living, dining, & kitchen areas create an inviting setting for entertaining or unwinding. Two spacious bedrooms each feature private ensuite bathrooms, providing the ultimate retreat for relaxation & privacy. Start your mornings with coffee on your charming patio, or cool off in the sparkling community pool during those warm Texas days. Enjoy the convenience of being within walking distance to Presbyterian Hospital and just minutes from the Dallas North Tollway, Sam Rayburn Tollway, Grandscape, Legacy West, Shops at Legacy, and major businesses, along with endless shopping and dining options. For added ease, the HOA takes care of it all—including the roof, foundation, driveway, exterior structure, front and back landscaping, fence, sprinkler system, common areas, and community pool. Refrigerator to convey to buyer.
Source: NTREIS #20874071
Financials
Source: NTREIS #20874071
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
