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$375,000 $SIGNI

Sign in to see required down payment for the 2.8% rate

7060 Eagle Vail Dr, Plano, TX 75093

2 beds · 3 baths · 1,535 sqft

Amazing Location, right in the heart of West Plano! This beautiful 2 bedroom, 2.5 bathroom townhome offers a prime location and a low-maintenance lifestyle. Located just across the street from the scenic Arbor Hills Nature Preserve, you’ll have over 200 acres of picturesque trails, playgrounds, and pavilions right at your doorstep—perfect for outdoor enthusiasts and nature lovers alike. Step inside to soaring vaulted ceilings & large windows that fill the space with natural light. The open-concept living, dining, & kitchen areas create an inviting setting for entertaining or unwinding. Two spacious bedrooms each feature private ensuite bathrooms, providing the ultimate retreat for relaxation & privacy. Start your mornings with coffee on your charming patio, or cool off in the sparkling community pool during those warm Texas days. Enjoy the convenience of being within walking distance to Presbyterian Hospital and just minutes from the Dallas North Tollway, Sam Rayburn Tollway, Grandscape, Legacy West, Shops at Legacy, and major businesses, along with endless shopping and dining options. For added ease, the HOA takes care of it all—including the roof, foundation, driveway, exterior structure, front and back landscaping, fence, sprinkler system, common areas, and community pool. Refrigerator to convey to buyer.

Estimated
Seller's interest rate
2.8%
7%
Estimated
Principal & interest
$1,069/mo.
$1,641
You may also save up to $175,619 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,069 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
1,535 sqft
Lot size
0.067 acres
Year built
2001
Type
Townhouse
HOA dues
$370.00

Source: NTREIS #20874071

Loan
Remaining term
25 yrs and 7 mos
Loan type
FHA
Rate
2.8%
Monthly P&I
$1,069
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 02, 2025 05:54 am
Listing agent: Amy Gasperini (214) 477-9159
Listing provided courtesy of: Acquisto Real Estate (972) 396-7512
Details provided by NTREIS and may not match the public record.
MLS ID: #20874071
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.