706 E Liberty St, Hernando, FL 34442
3 beds · 2 baths · 1,901 sqft
Visit This Gorgeous 3 Bedroom 2 Bath 2 Car Garage Pool Home in the Citrus Hills Area of Hernando. Your HVAC and Water Heater are Brand New. Your New is Freshly Painted, with New Flooring and Lots of New Electrical and Plumbing Fixtures. Park in Your Driveway, Step Out of Your Car and Breathe The Country Air! Surrounded by Well Maintained Mature Landscaping and Situated On Over a Full Acre Lot, You Will Never Want To Live Anywhere Else. Step Inside and You’ll Notice Quality Luxury Vinyl Flooring Throughout Most of The Home. You’ll Also Notice Plant Shelves Through the Home For That Decorator Touch! Your Formal Dining Room Comes First Here, But There’s So Much More. Look Over The Huge Living Room With Sliders Leading Out to the Pool. Plenty of Room For Relaxing and Entertaining! There’s an Inside Utility Laundry Area For Added Convenience, With Appliance Hook-ups and A Laundry Tub Plus Shelving. Your Fabulous New Kitchen Features Rich Dark Cherry Colored Cabinets and Gleaming White Quartz Counters. Also, Stainless Steel Appliances Including Dishwasher, Microwave, Range and Refrigerator For The Chef of the House. Adjacent to The Kitchen is a Dinette / Breakfast Nook with Sliders Leading Out to Your Spectacular Screened in Pool. Here’s Where You Will Enjoy Cooling Off and Exercise At Its Best. Back Inside, Let’s Check Some of the Bedrooms. This Home Has a Dramatic Split Bedroom Plan For Privacy and Comfort. Start with Two Nicely Sized Bedrooms With Ample Closet Space On One Side of the Home. These Bedrooms Share A Beautiful Full Bath With Matching Quartz Countertops Which Also Serves as a Pool Bath. On The Other Side of the Home is the Master Suite. The Master is Exceptional in Size and Function: From the Back Sliders That Lead Out to the Pool, To The Huge Walk In Closet, to the Full Feature Ensuite Bath, with Double Size Vanity, Soaker Tub with Aerators and a Separate Shower Stall. This Home Has It All! Located Just Minutes From Shopping, and Dining, and Golf at Citrus Hill Golf Club. This Home Offers a Modern, Move-In-Ready Space in a Prime Location. Don't Miss Your Chance to Own This Stunning Property! ATTENTION: This home may also be available with a special benefit to Active-Duty Military, Retired Veteran that was honorably discharged, Widow of a Veteran, an Educator in the State of Florida, First Responder, EMT, EMS or Law Enforcement SEE ATTACHMENT AND CALL FOR MORE INFORMATION.
Source: STELLAR #tb8310430
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310430
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310430
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.