7058 E Paseo San Andres, Tucson, AZ 85710
3 beds · 3 baths · sqft
Nestled on a corner lot in an established East Tucson neighborhood, this ranch-style home offers a perfect blend of comfort, style, and convenience. Situated on nearly a quarter-acre, this spacious property features three bedrooms, three full bathrooms, and a bright, open floor plan that seamlessly connects the living, dining, and kitchen areas.Step inside to discover a modestly updated interior, offering plenty of natural light and room to entertain. Each of the three bedrooms is generously sized, with the primary suite offering an ensuite bath for added privacy and convenience, as well as direct access to the backyard.Outside, enjoy Arizona's sunny weather year-round with your own private swimming pool, perfect for cooling off or lounging with family and friends. The expansive backyard offers endless possibilities for outdoor living, whether you're gardening, hosting gatherings, or simply relaxing in your private oasis. This home also offers a unique full bathroom that can be accessed from the patio, making clean up after gatherings or swimming a breeze. Additional highlights include gated access to the backyard, a large shed, mature landscaping, and easy access to nearby amenities, schools, and parks. This move-in ready home offers a fantastic opportunity for those seeking a spacious, updated home with a beautiful outdoor retreat in the heart of Tucson's East Side.
Source: SOUTHAR #22427314
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22427314
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22427314
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.