7041 Ovenbird Rd, Weeki Wachee, FL 34613
3 beds · 2 baths · 1,604 sqft
Under contract-accepting backup offers. Welcome to 7041 Ovenbird, a beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage and a stunning saltwater pool, all set on a spacious .45-acre lot. As you step into the main living area, you're immediately greeted by serene views of the pool through the sliding glass doors. The living room and dining room combo features elegant ceramic tile flooring and additional sliding glass doors that open to the pool area, enhancing the seamless indoor-outdoor living experience. The centrally located kitchen boasts abundant cabinetry, stone countertops, a deep sink with pool views, a breakfast bar, and a cozy eat-in nook. The family room, perfect for entertaining, offers laminate flooring and sliding glass doors that also lead to the pool. Adjacent to the family room, a hallway connects to two guest bedrooms, each with new carpet, ceiling fans, and ample closet space. The nearby guest bathroom, conveniently located just steps away, offers ceramic tile flooring, a single-sink vanity, a tub/shower combo, and direct access to the pool—ideal for easy outdoor living. The master suite, situated on the opposite side of the home for added privacy, opens to the lanai through sliding doors and features a dual-sink vanity, a luxurious jetted tub, a walk-in tile shower, and two generous closets. This home's prime location offers close proximity to major shopping, boat ramps, marinas, and quick access to the 589, making a trip to Tampa a breeze.
Source: STELLAR #t3550970
Source: STELLAR #t3550970
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550970
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.