7041 Livia Pt, Riverdale, GA 30296
3 beds · 3 baths · 1,467 sqft sqft
New Price Alert! Assumable Loan at 3.875%! Beautiful 2-Year-Old End Unit in a Private Cul-de-Sac Step into your modern oasis, a stunning 3-bedroom, 2.5-bath end unit home that offers both luxury and convenience. Nestled in a quiet cul-de-sac, this gem boasts an open-concept living space with 9-foot ceilings on the main floor, stylish dimmer-controlled LED recessed lighting, and sleek dark luxury vinyl plank flooring. The neutral paint palette complements the sophisticated design. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, 42-inch cabinets with crown molding, granite countertops, a spacious island, and a double sink with a Kraus faucet. Whether you're hosting a summer BBQ or enjoying a peaceful morning coffee, the private wooded backyard provides the perfect setting. Retreat to the expansive owner's suite, where you'll find a large walk-in closet and a spa-like en suite bath with a double vanity and a garden tub, perfectly positioned under a picture window. The two additional bedrooms are equally spacious, offering comfort and versatility for your lifestyle. Your guests will be wowed by the custom updates in the half bath, adding a touch of elegance. This home is filled with natural light from tall windows, all adorned with custom blinds. Top-tier systems include a LiftMaster garage opener, a Rheem hot water heater, dual-zone Carrier HVAC, and an ADT Security System with a Ring doorbell and backyard camera. Exterior maintenance and lawn care are handled by the HOA, making this a worry-free and cost-effective place to call home. Located just 10 minutes from Hartsfield-Jackson Airport, this rare beauty won't last long. Schedule your appointment today! Showings available 7 days a week from 8 AM to 9 PM.
Source: GAMLS #10333159
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10333159
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10333159
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.