704 Lance View Ln, Lawrenceville, GA 30045
4 beds · 3 baths · 3,032 sqft
New Kitchen Renovation Pics Coming Soon! Amazing opportunity in well-established Jacob Farms Swim & Tennis! Built in 2018, this home is pristine from inside to outside and is better than new construction offering a plethora of updates including 7C Hardwood Floors Throughout (main), Gorgeous Granite Countertops 36C + Custom Cabinetry, Stainless Steel Appliances, Ornate Wainscoting, floor to ceiling windows allowing an abundance of natural light & features the light and airy 2-Story Foyer floorplan. Outstanding Kitchen setup makes hosting and entertaining an absolute breeze along with your day-to-day routine! Large Kitchen Island & breakfast bar are perfect for afterschool homework, breakfast in the morning with your loved ones, or just having a tea with friends/family! Wide-Open, guest suite on main, 2-Story Loft floorplan makes this home excellent hosting or entertaining on any given occasion! New Paint, New Oak Handrailing and Stairs, New Cast Iron baluster upgrade, New Wide 7C Plank LVP Hardwood floors, New Industrial chic Decorative Light Fixtures Throughout! Start your day in harmony with the best Master Bedroom w/ Sitting Area and large bonus loft features triple hung energy efficient windows, Double trey ceilings w/ Crown molding, Huge Sitting Area in Bedroom ideal for a crib/nursery, & a huge Master Bathroom layout with Jacuzzi Tub Co New Glass Stall shower (lifetime warranty), Dual Vanity Sink w/ plenty of countertop space and storage for all! Royal walk-in closet with sitting area to boot make this a wonderful place to start your mornings and wind down in the evenings! Two Large Upstairs Guest bedrooms are sizeable and have enough space for King Size bedroom sets and will accommodate your loved ones for years to come! Bedroom on Main has a Murphy Bed and full bathroom on the main level to accommodate house guests who prefer to not deal with stairs! This one does not disappoint and has great closing cost and lender incentives making your transition to this gorgeous home a breeze! A stoneCOs throw away from Tribble Mill Park & Historic Freemans Mill Park (Alcovy River access) & which features over 700 Acres of local area amenities that include a fishing lake (non-motorized boats allowed), boat ramp, Ozora Meadows, accommodates up to 3,500 people for large events, playground and Alcovy River Access. Publix & Shopping are less than 5 minutes from the property, Hwy 316 & Sugarloaf Pwky are minutes away!
Source: GAMLS #10358219
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10358219
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10358219
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.