7034 S Addison Ct, Aurora, CO 80016
4 beds · 3 baths · 2,421 sqft sqft
Recent appraisal at $660,000. WALK INTO INSTANT EQUITY! This stunning 4-bedroom, 2.5-bath home with a dedicated home office is nestled in the highly desirable Tallyn’s Reach North neighborhood within the Cherry Creek School District. Located on a peaceful cul-de-sac, the home backs to the serene Golden Eagle Park & Pond, offering beautiful views and tranquility. With exceptional curb appeal, the home features stone accents, a 2-car garage, a welcoming front porch, and mature landscaping with a lush lawn. With a brand new furnace, air conditioner, & whole-house humidifier installed in February 2024, you can move in worry-free. Inside, you'll find a bright & airy living space, highlighted by abundant natural light, & stylish flooring including tile & soft carpeting in all the right areas. The spacious living room boasts a soaring ceiling that creates a dramatic first impression. The separate family room is perfect for relaxing, complete with pre-wired surround sound and a cozy fireplace for those cooler evenings. The eat-in kitchen boasts tile countertops, a travertine tile backsplash, a center island, pantry, & plenty of wood cabinetry with crown molding. Off the entryway, a versatile home office or den awaits, ideal for remote work or study. A convenient half bath & laundry room complete the main floor. Upstairs, you’ll find four spacious bedrooms, including a primary suite with a walk-in closet & a luxurious ensuite bathroom featuring dual sinks & a separate tub & shower. The other three bedrooms share a full bathroom with dual vanities. The unfinished basement offers endless potential for customization—perfect for a home gym, entertainment room, or extra storage. Outside, the backyard is a peaceful retreat with a covered patio, a play area, & plenty of space to unwind. Enjoy breathtaking views of the pond, open green space, & expansive skies. Conveniently located near E-470, Arapahoe Road, DTC, DIA, Southlands Mall, & more, this home has it all. See it today!
Source: RECO #4404422
Interest rate and monthly payment estimated based on public records.
Source: RECO #4404422
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4404422
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