7032 Golden Gate Dr, Fort Worth, TX 76132
3 beds · 3 baths · 2,134 sqft
Stunning home in beautiful and well established community. Your rare opportunity to find a home in this neighborhood. Additional photos to be added this week. HVAC, Roof, gutters replaced in 2024. Pool has been resurfaced and new tile and coping. Solar screens will be paid in full at closing. This home has been meticulously maintained. Fresh paint throughout. Located in very desirable community with nearby parks, walking trails, dog park and dining and shopping. The curb appeal is just the beginning. Step inside the home to be amazed at the meticulously kept home. The primary bedroom with ensuite bath is separate from the other bedrooms for privacy and tranquility. The secondary bedrooms share a jack and jill full bath. The 3rd full bath is off the garage hallway for ease of use when coming in from the pool. You will love the kitchen! Spacious, lots of counter space and storage. The breakfast bar opens to the eat-in kitchen area with a fireplace. Come see this amazing home and make it yours while you have the opportunity!
Source: NTREIS #20878999
Financials
Source: NTREIS #20878999
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.