7023 Buttonbush Loop, Harmony, FL 34773
3 beds · 3 baths · 2,382 sqft
This home has an assumable loan! Welcome to this stunning three bedrooms and two and a half bath home in the highly sought-after original community of Harmony. Perfectly located within minutes to Harmony Community School, parks, and the golf course, this residence offers unparalleled convenience and charm. The home features a new roof (2020) and A/C unit (2019) including Smart HVAC Thermostat for your peace of mind. Many upgrades throughout with new Electric garage door opener with keypad entry, PVC fence, Water softener system, Carpet throughout the house (Second floor only), Wall paint in every room, All new Appliances (Refrigerator, Dish Washer, Range, Oven, Microwave), Automatic Sprinkler System and Video Doorbell System. The first floor showcases beautiful wood laminate and tile flooring. The kitchen is a chef's delight with wood cabinets, recessed lighting, a closet pantry, a tile backsplash, granite countertops, and all appliances included. The remodeled half bath on the first floor adds a touch of modern elegance. The formal dining room, den, and living room provide ample space for entertaining and family gatherings. Step outside to the rear screen-enclosed porch, perfect for relaxing and enjoying the Florida weather. The second floor features a spacious owner's suite with an en-suite bathroom that includes a dual sink vanity, garden tub, separate shower, and a large, organized closet. And two spacious bedrooms with hall bathroom. Harmony is a quiet, family-friendly community that offers a welcoming atmosphere and modern amenities designed to promote a healthy and social lifestyle. Enjoy the town square for events and casual gatherings, resort-style pools, a splash pad, parks, picnic areas, a unique observatory deck, tennis courts, and a fitness center. The community's convenient location is just down the road from Harmony Community School. Buyer to verify all room measurements. CDD taxes are included in the property taxes.
Source: STELLAR #s5106015
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5106015
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5106015
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.