7014 King Creek Dr, Sun City Center, FL 33573
4 beds · 3 baths · 1,914 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. MOTIVATED SELLER! WILL CONSIDER CONTRIBUTING TO BUYER'S CLOSING COSTS OR INTEREST BUY DOWN RATE! INTERESTED VETERANS WHO QUALIFY MAY ASSUME SELLER'S VA MORTGAGE! ASK YOUR AGENT FOR MORE INFO! Nestled on a spacious Lot in the Heart of Sun City Center, this 2-Story Home, 4 Bedroom, 2 and 1/2 Bath, 2 Car Garage, features an Open Floor Plan, designed for ultimate relaxation & fun. Built in 2021, this gem is in a great school district, non-evacuation, and non-flood hazard zone. The First Floor offers a spacious kitchen with white cabinetry, granite countertops, stainless steel appliances, closet pantry & large breakfast bar island just perfect for additional counter space plus a dining area opening to backyard, cozy living room & half Bath. The Second Floor offers a Loft area, a Primary Bedroom Suite with ensuite master bath, dual sinks, shower no tub, & large walk-in closet, plus Laundry Room, 3 other Bedrooms and the 2nd Bath. The large backyard accommodates a brick paved patio for your outdoor enjoyment. Tile flooring throughout the First Floor and Carpet in the Bedrooms. Interior of home has been repainted. Buyers embrace the Florida Lifestyle you deserve by purchasing a charming 2-Story home in a non-flood hazard zone, non-evacuation zone, and in a great school district!
Source: STELLAR #TB8335180
Source: STELLAR #TB8335180
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.