7010 Clydesdale Dr, Pensacola, FL 32506
3 beds · 2 baths · 2,116 sqft
Must See! Your beautiful limewashed -all brick, three bedroom, two bath GEM, -nestled in the Bridle Trail Estates neighborhood in the heart of Pensacola awaits! This very attractive POOL home is perfect for families, tons of entertaining, or those simply wanting to live in Florida tranquility! EXCELLENT curb appeal, very well-kept, 2022 roof and a large private fenced corner lot. Solar panels are PAID FOR! Neutral color pallets, accents and natural light throughout. At the heart of the home is the cook's kitchen, featuring stainless-steel appliances, granite countertops and plenty of cabinetry that overlooks your inviting living room -perfect for family game nights! Tucked away is a generously sized master suite, -a perfect sanctuary after a long day. The secondary bedrooms are abundant in size and have ample closet space. Morning, afternoon and evening light fills every corner of both the Florida room and covered/screened lanai, -perfect for coffee, drinks or alone with a good book! Relaxation awaits, as you step outside into your private oasis showcasing an inviting, in-ground gunite swimming pool! Property features mature trees, plenty of guest parking and lots of room for a fresh garden! Perdido Bay, Bayou Marcus Birding Trail, dining, shopping, stunning sugar white beaches and NAS Pensacola all within easy reach! Schedule your private showing today!
Source: PENSACOLA #661391
Financials
Source: PENSACOLA #661391
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.