701 Wilmott Ter, Justin, TX 76247
4 beds · 4 baths · 2,813 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Pristine clean! New carpet throughout! Move-in ready! Positioned on interior corner lot of D.R. Horton's master planned community, Trails of Elizabeth Creek, this house feels like home. Security, functionality, and charm come together not only on this property but also in this newly-completed neighborhood. Not surprisingly, the open-concept floor plan of this home is practical and pleasing. Think neutral surfaces and lots of natural light, a blank canvas ready for your own style of living. Spacious living area flows into chef's kitchen with sought-after amenities including island, pendant lights, quartz countertops, tiled backsplash, stainless steel appliances, gas range and walk-in pantry. The split bedroom arrangement offers a downstairs primary bedroom suite which showcases an impeccable bathroom along with double sink quartz-topped vanity, private toilet, linen closet, walk-in shower, and large walk-in closet. A study with French doors, a half bath, and a laundry room also share the first level space. Upstairs opens to huge game room, 3 bedrooms, and 2 full baths. Covered back porch and large fenced backyard offer plenty of space for play, pets, and more. Sprinkler system, Smart Home technology, covered front porch and entry, community pool and playground, concrete walking paths, Northwest ISD, near i-35W, 114 and TMS. This property checks a lot of boxes, and it's priced to sell. Take a look before it's gone.
Source: NTREIS #20860865
Source: NTREIS #20860865
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.