7 Saint John Pl, Valdosta, GA 31602
3 beds · 2 baths · 1,200 sqft sqft
Get ready to fall in love with this Affordable and Adorable gem! This completely remodeled home sits on a private cul-de-sac with NO HOA and is truly breathtaking. Freshly painted with immaculate landscaping, it welcomes you from the moment you arrive. Step inside to gleaming new tile floors that flow seamlessly into the kitchen, almost as if the floor itself is guiding you. Wow-new kitchen cabinets, updated fixtures, a unique backsplash, modern appliances, and plenty of space to cook and gather. The black granite countertops sparkle, giving the kitchen that brand-new feel. The spacious living room, with its cozy fireplace, is the perfect spot to relax and unwind. The hallway bathroom is sleek and modern, with an updated vanity, tub, and gorgeous tile flooring. The bedrooms are generously sized, each with ceiling fans, and the master suite is a true retreat, featuring a stunning new shower with a glass door and a resort-style mirror. And don't forget to check out the backyard-plenty of space and privacy for relaxing or entertaining. Grab your favorite agent or give me a call,this house is a must-see!
Source: GAMLS #10397985
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10397985
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10397985