6963 Northwich Dr, Windermere, FL 34786
4 beds · 3 baths · 3,068 sqft sqft
Welcome to this spacious 3,068 square foot two-story single-family home, located in the highly desirable community Lakes of Windermere! This home has 4 bedrooms and 2.5 bathrooms, with an attached 2-car garage. New fresh paint throughout the whole living space and all bedrooms. Brand new Vinyl flooring on the entire second floor. AC was replaced in 2017. You will fall in love with this open floor plan when you step into the house. Tones of windows bring the natural light into the house. The big open great room connects with the open kitchen and living room dining area. The gorgeous cherry wood cabinets, granite countertops, all stainless-steel appliances. The water filter system is under the kitchen sink. There is a cute breakfast area next windows. A powder bath next to the laundry room on the first floor of the home. There is a screen cover lanai exit to the paved cover backyard, which features a fireplace, playground, and fully custom ready-made fishpond with filter systems, a lot of space where you can play on your own. Going to the upstairs, you will find a bonus or flex space that overlooks the family room. A double door made to a massive owner’s suite with upgrade a tray ceiling, an additional sitting area with impressive bay windows, there has owner walk-in closet, the master bathroom with dual sink vanity, full-wall mirrors, glass enclosed walk-in shower, separate shower tub, and a beautiful fancy wallpaper restroom. Three more bedrooms on the second-floor hallway share the second full bath, with a dual sink vanity and shower-tub combo. The community amenities include a clubhouse, community pool, playground, tennis court, beach volleyball court, soccer field, and Pine Loop Park. Convenient location close to the shopping, dining area, and school. This unique home you must see! Don’t miss out! Call for a showing today!
Source: STELLAR #o6258194
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6258194
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6258194
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.