6958 Southwind Dr, Hudson, FL 34667
3 beds · 2 baths · 1,642 sqft
No better value exists among upscale homes in this desirable waterfront community! SEA PINES is a tight-knit, "old-school" community with great neighbors in a "real-Florida", natural setting. Meticulously maintained Key-West- Gulf-Coast styled home checks all the boxes! Imagine owning over 4000 sq feet of living, storage & hobby/work space throughout 2 levels; all on an Extra-Large Gulf-Front lot, as well! This beautiful home has a BRAND NEW ROOF, New Exterior Paint, a 3+ vehicle Garage & Two Spacious, Screened Porches: Front (partial canal view) & on the back side, Pocket Sliding doors open wide to a screened balcony porch w/ breathtaking, 110-degree views of the estuary preserve, Gulf of Mexico and spectacular sunsets! Hardwood floors throughout the living area. Cathedral or Tray Ceilings in nearly every room. FREE Platinum 14-month Home Warranty (*all major systems & appliances!) Transferable Flood Insurance policy ($473 for 2024!). Deeded Boat Mooring/Slip w/ 12 ft of Sea Wall & Secure, Gated access. Private Boat Ramp; Community Dog Park. Bird Sanctuary in your back yard! Nearby are "beachy" Neighborhood Pubs w/ Open-Air Dining & Music. A short drive to Marinas, Beaches, SunWest Water Park, Waterfront Dining, Shopping, Fishing, Kayaking & Watersports. A hip local downtown scene with a live theater, Only 40 min. to Tampa Intl. Airport & downtown Tampa; less than 1 hr. to Clearwater/St. Pete Beaches - rated #1 in the USA! Stop DREAMING about the “Salt Life” and LIVE it... make this home your own, today!
Source: STELLAR #om675485
Source: STELLAR #om675485
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om675485
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.