6948 Silver Sage Cir, Tampa, FL 33634
4 beds · 3 baths · 2,861 sqft
From the moment you drive through the neighborhood gate, you realize what a hidden gem Water’s Edge of Tampa is. With just 36 lots built with Mediterranean themed homes, the appeal of the neighborhood becomes obvious. The curb appeal of the home is just as strong. At the street you find beautiful landscaping, paver driveway, large front yard and an entryway courtyard. Stepping inside you find volume ceilings that open the space along with trimmed walls and archways that bring beauty and uniqueness to your home. The formal living and dining room are perfect to showcase your furniture while entertaining guests. The kitchen/family room combination allows for more relaxed living. The kitchen features granite counters, plenty of cabinetry with pot drawers and storage, beautiful black/stainless steel appliances, pendant lighting, under cabinet lighting and a lot of work space. You have to see the kitchen firsthand to understand its flow and ease of use. The kitchen is combined with a dinette area and a large family room. This is the heart of the home where daily life brings everyone together. During the cooler months, opening the large patio doors onto the supersized lanai is going to be a huge hit for all. It is like doubling your living area. Bring your most comfortable outdoor furniture and enjoy your home even more. The owners’ suite is located in a private wing of the home. It features a large spacious room for plenty of furniture, two walk in closets, access to the lanai, volume tray ceiling decorated with crown molding and an en-suite bathroom. The bathroom features a double-sink vanity, garden tub, glass-enclosed shower and a private water closet. The three secondary bedrooms are near the kitchen. Each bedroom has a walk-in closet and new carpet flooring. The home offers plenty of natural light through the large, energy-saving windows along with many recessed lights throughout the plan. This floor plan works so well! Access to the Veteran’s Expressway as well as Tampa International Airport and downtown is quick and easy. Great shopping, dining and the beaches are minutes away. This neighborhood is centrally located to everything in the Tampa area. Once you visit you will understand why homes in this neighborhood are rarely available for purchase. Call today to schedule your private tour!
Source: STELLAR #t3533620
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3533620
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3533620
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.