6929 Northlake Dr, Zephyrhills, FL 33542
3 beds · 2 baths · 1,622 sqft
Luxury, Comfort, and Views—This Home Has It All! Perfectly situated on a quiet cul-de-sac in the highly desirable Silverado Golf Course community in Zephyrhills, Florida. This move-in ready 3-bedroom, 2-bath home backs right up to the 3rd hole, offering stunning views to a serene backdrop with grand oak trees and a serene pond. From the moment you arrive, you'll love the meticulous curb appeal—gorgeous concrete curbing, lush mature landscaping, and vibrant flower beds set the stage for this well-maintained gem. Step inside to find updated luxury vinyl plank flooring flowing through the kitchen and living areas, counter tops, modern ceiling fans, light fixtures, and an airy layout designed for comfort. The spacious primary suite features two walk-in closets and large private updated en-suite. The split-bedroom layout offers privacy, with two spacious additional bedrooms featuring ample closet space and a beautifully shared updated bathroom, complete with a stunning tiled walk-in shower and a sleek, modern vanity. Enjoy year-round Florida living in the expansive enclosed and screened lanai, complete with stylish tile flooring. Plus, there’s an additional bonus porch just outside—perfect for soaking in the golf course views, entertaining & grilling! Recent updates also include a new roof in 2017, new category 5 hurricane rated windows in 2023, new A/C in 2018, plus a whole house water filtration & softener system. Low HOA fees and a well maintained, friendly community. With shopping, dining, entertainment, and medical facilities just minutes away, this home truly offers the best of Florida living! Closing cost credit available if using the sellers preferred lender. Don’t miss this opportunity—schedule your showing today!
Source: STELLAR #L4950826
Source: STELLAR #L4950826
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.