6924 Old Benton Dr, Apollo Beach, FL 33572
4 beds · 4 baths · 2,518 sqft
Another beautifully crafted and designed David Weekley Home "The Red Wing Floor plan" this stunning 2518 sq ft. home with 4 Bedrooms, 3.5 baths and 2 car garage home, is set on a beautiful Tropically Landscaped, Water frontage, Conservation Lot… With no rear Neighbors...Recently added an Extended and Fully Screened-in Lanai overlooking the Pond and conservation... "Get ready to Enjoy some amazing Sunsets "Breathtaking high ceilings and wrap around staircase with spindles, are a definite architectural win towards the beauty of this home! The kitchen features granite countertops, a large island, 42-inch Solid wood cabinets. The perfect setting for entertaining. The master bedroom is on the Main floor with a large gable Window, high arched ceilings and extraordinary views, the master bath has a walk-in shower and granite countertops with dual sinks. Upstairs you have 3 spacious bedrooms and a bonus loft area, find yourself gazing at this beautiful layout from the upstairs balcony, it’s simply amazing! Add the beauty of this home to the quality of life in the Waterset Community, with miles of running and biking trails, trail-side fitness equipment, nature walks and beautifully landscaped ponds, 2 fitness centers, 4 community pools, 2 Clubhouses, Tennis and Pickleball courts, Basketball, Volleyball, Community Events and so much more... you might think that you’ve found paradise!
Source: STELLAR #t3531262
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3531262
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3531262
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