6923 Mccurley Rd, Acworth, GA 30102
4 beds · 3 baths · 1,210 sqft
Welcome to your inviting 3 bedroom, 2 bathroom ranch home situated on a serene half-acre lot in a highly sought-after location. BRAND NEW HVAC system! Step through the front door and into the warm and welcoming living room, featuring large windows that bathe the space in natural light and offer views of the lush greenery outside. The open floor plan seamlessly connects the living room to the dining area and kitchen, creating an ideal space for everyday living. The kitchen boasts ample counter space, and plenty of storage options for all your culinary needs. A breakfast bar provides additional seating and serves as the perfect spot for enjoying your morning coffee or casual meals with loved ones. The master bedroom is a peaceful retreat, complete with a spacious closet and an en-suite bathroom. Three additional bedrooms offer plenty of space for family members or guests, and a second full bathroom ensures convenience for all. Outside, you'll find a sprawling backyard oasis, perfect for outdoor gatherings, gardening, or simply soaking up the sunshine on lazy afternoons. Imagine grilling out, roasting marshmallows around a fire pit, or playing games with friends and family in this expansive outdoor space. Convenience is key with this ranch home, as it is ideally located near shopping, dining, schools, and recreational amenities. With easy access to major highways and public transportation, commuting to work or exploring the surrounding area is a breeze. Whether you're looking for a peaceful retreat to escape the hustle and bustle of city life or a spacious home to accommodate your growing family, this ranch home offers the perfect blend of comfort, convenience, and tranquility in a highly desirable location. Welcome home!
Source: GAMLS #10341797
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10341797
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10341797
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.