6922 Falcon Ln, Pensacola, FL 32526
3 beds · 2 baths · 1,545 sqft
Schedule your showing today to see this Amazing Pool Home with the Kitchen of your dreams & no HOA! You will be amazed when you walk into this updated 3-bedroom, 2-bath brick home, nestled in a quiet cul-de-sac. Situated on nearly half an acre, this home offers both space and privacy, with high-end, one-of-a-kind updates throughout. There are solid surface floors throughout Step into the beautifully updated kitchen, with cabinet & storage space galore complete with all the cabinet accessories & pull outs for easy access & organizing options. There is plenty of countertop space and a large island perfect for entertaining or casual family meals. The home is filled with updated light fixtures, custom doors, and built-in features in the living room along with an inviting electric fireplace. The bathrooms have been beautifully remodeled to reflect a modern style, and the master suite is a true retreat, complete with a giant walk-in closet fitted with custom-built storage. An additional bedroom also offers an impressive walk-in closet, perfect for organization or maybe even a office, craft room or man cave. Outside you will find a spacious fenced backyard perfect for entertaining including both a glass Florida room & newly screened in patio with a 4 person hot tub which leads to the pool. There is also a storage building, RV hookup & a large kids playset included. Sellers took extra care to have all the HVAC Ducts cleaned & all the Grout professionally cleaned before listing. Pool Liner 2021, New Roof 2021. Also protected with a Transferable Termite Bond. Schedule your showing today! Sellers will Update Wiring prior to closing with acceptable offer. Assumable VA Mtg 3.25%- Property recently appraised at least at List Price for a VA Loan.
Source: PENSACOLA #654616
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #654616
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #654616
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.