6920 Casper Ct, Colorado Springs, CO 80922
4 beds · 3 baths · 1,964 sqft
You won't want to miss this beautiful two-story home located in the Northcrest neighborhood just waiting for its new owner! Situated on a large lot at the end of a cul-de-sac, this house boasts premium upgrades that are sure to exceed expectations! Main level opens from a covered 12x8 front porch into a living room, dining area, family room with a gas fireplace surrounded by custom floor-to-ceiling tile, 1/2 bath, and laundry room. Spacious kitchen offers stainless steel appliances, a farmhouse sink, custom backsplash, quartzite countertops, custom glass front cabinetry, open shelving, and a pantry. Upper level features a master bedroom suite with attached bath and walk-in closet, three additional bedrooms, and a full bath in the hall. Oversized 2-car detached garage with extra cabinetry. Home amenities include central air, custom cabinetry, Renewal by Anderson windows with new screens, LG washer, GE dryer, high-efficiency furnace, remodeled bathrooms with comfort-height commodes, LVP flooring, and wine/beverage fridge. Step outside to discover a large, landscaped, fenced-in private backyard with a 20x8 patio, raised flower beds, various fruit trees, and garden shed — ideal for outdoor gatherings, playtime, gardening, or enjoying a quiet evening under the stars. Located on a quiet cul-de-sac and within walking distance to the elementary school and parks. Close to shopping, dining, and the Powers corridor. Easy commute to Peterson and Schriever. No HOA dues. This home offers comfortable living, tranquil outdoor space, and upgrades rarely found in this price range — it won't last long!
Source: PPMLS #2980639
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #2980639
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.