6918 Potomac Cir, Riverview, FL 33578
3 beds · 2 baths · 1,852 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into the perfect Florida lifestyle with this Pool home located in the sought-after Lake St. Charles community! Situated in an ultra-convenient location, this home offers easy access to shopping, dining, and major highways, making your daily commutes a breeze. The thoughtful layout features formal living spaces and a desirable split-bedroom design that combines comfort with functionality. At the front of the home, a formal dining room creates a welcoming space for hosting gatherings or enjoying meals. The versatile living room, complete with sliding glass doors, opens directly to the screened lanai and pool area, offering seamless indoor-outdoor living. The bright, open kitchen connects to a sunny dining nook, where you’ll love starting your mornings or enjoying casual meals. The cozy family room provides the perfect retreat for relaxing after a long day. The spacious primary suite is a true haven, featuring a large walk-in closet and an ensuite bath with dual sinks, a walk-in shower, and a garden tub for the ultimate in relaxation. The split-bedroom layout ensures privacy for everyone in the household. Outdoors, you’ll discover a large screened lanai with Salt Water POOL - perfect for entertaining or simply enjoying the Florida sunshine. This space offers ample room to relax, dine, and play while taking in the surroundings. As a resident of Lake St. Charles, you’ll enjoy a wealth of amenities that celebrate nature and community. The 2-mile paved nature trail invites you to explore, exercise, or unwind as you take in the beauty of the area, complete with exercise stations and scenic resting spots along the way. The community boasts 15 acres of outdoor recreational facilities, including sports fields, basketball and tennis courts, a dog park, canoe launch, fishing docks, and multiple playgrounds. The clubhouse features a large swimming pool with a separate lap area, a spa, and a kiddie pool, all overlooking the lake where you can enjoy breathtaking sunsets. Don’t miss your chance to call this home in Lake St. Charles your own. Schedule your tour today and experience the lifestyle you’ve been dreaming of!
Source: STELLAR #TB8332894
Source: STELLAR #TB8332894
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.