6917 N Central Ave, Tampa, FL 33604
3 beds · 2 baths · 1,831 sqft
Welcome Home to Seminole Heights, where historic charm meets modern living! Nestled in Tampa's most vibrant neighborhood, this stunning 3-bedroom, 2-bathroom bungalow is a testament to the unparalleled craftsmanship of Vikin Homes. Built in 2021, this home perfectly blends timeless design with contemporary convenience, ensuring every detail reflects quality and care. Step onto the inviting front porch, featuring a beautiful tongue-and-groove wood ceiling, and feel the nostalgic warmth of classic bungalow style. Inside, an open and airy floor plan awaits, flooded with natural light and enhanced by neutral tones. You'll love the custom touches, including 5-piece wood-trimmed windows and doors, crown molding, and durable wood-like ceramic plank tile flooring. At the heart of the home is an expansive kitchen, designed for the modern entertainer. Boasting real wood cabinetry, granite countertops, stainless steel appliances, and a designer subway tile backsplash, the space is anchored by a massive center island—ideal for gatherings or casual family meals. The primary suite is a private retreat, offering two spacious walk-in closets and an elegant en suite bathroom with nostalgic designer tile, granite countertops, and upgraded fixtures. The thoughtful floor plan continues with a roomy laundry area conveniently located just behind the kitchen. Both the front and back covered porches feature the same charming wood-paneled ceilings, overlooking a fully fenced backyard—perfect for pets or family fun. Hurricane-impact, energy-efficient windows provide peace of mind and reduced insurance costs, while cement siding ensures a quiet and durable interior. Located minutes from beloved Seminole Heights restaurants, breweries, and shops, as well as Armature Works, downtown Tampa, and Ybor City, this home delivers both charm and convenience. Move-in ready and meticulously maintained, it’s time to unpack, relax, and experience the best of Tampa living.
Source: STELLAR #tb8324816
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8324816
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8324816
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.