6913 Sea Crab Cir, Navarre, FL 32566
5 beds · 3 baths · 2,433 sqft
Get a free consultation call with an expert in the mortgage assumption process.
More Photos coming soon! Welcome home! This stunning craftsman-style home nestled in the tranquil Sea Lark Landing community of Navarre, Florida. Built in 2018, this 5-bedroom, 3-bathroom residence offers 2,433 sq. ft. of thoughtfully designed living space on a spacious 0.39-acre lot. Enjoy the expansive feel of 11-foot ceilings in the main living areas and kitchen, complemented by 9-foot ceilings throughout the rest of the home. The chef-inspired kitchen boasts of wood cabinets with soft-close features, upgraded granite countertops, under-cabinet lighting, stainless steel appliances, a subway tile backsplash, pendant lighting, a separate pantry, and an under-mount sink with a pull-down faucet. The generously sized master bedroom features a tray ceiling and a large walk-in closet. The en-suite master bath includes a double vanity with cultured marble countertops, a spacious tiled walk-in shower, and a separate soaker tub. This home is equipped with LED recessed lighting, and luxury vinyl plank flooring throughout! The exterior features a charming craftsman-style front porch, a screened-in covered back patio with access to the third bathroom, a fully fenced-in backyard, a brick exterior with Hardie board accents in the front, an 8-foot garage door with a smart opener, attic access, and foam insulation in the ceiling for enhanced energy efficiency. Sea Lark Landing offers water access to the sound, providing opportunities for boating and water activities.Located in a quiet and private cul-de-sac with underground utilities, this home is free from HOA restrictions and through traffic, ensuring a peaceful living experience. This property combines modern amenities with a prime location, making it an ideal choice for your next home. Don't miss out and schedule your showing today!
Source: PENSACOLA #662708
Source: PENSACOLA #662708
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.