6913 Neopolitan Ct, Apollo Beach, FL 33572
4 beds · 3 baths · 3,179 sqft
**Stunning 4-Bedroom Home with Impressive Upgrades and Fantastic Amenities!** Welcome to your dream home! This spacious 4-bedroom, 3-bathroom residence offers an abundance of elegant living space with 3,179 sq ft and a convenient 3-car garage. From the moment you arrive, you will be drawn by the inviting front porch. Open the doors to impressive high ceilings as you walk to a large dinning room and formal living room that can easily be converted to an office. The upgraded kitchen opens to the main living space with a generous size family/dinning room combo with 3 large sliding glass door for abundance of natural light. You'll love entertaining in the private outdoor space (plumbed for outdoor kitchen), perfect for gatherings and summer barbecues. Plus, take advantage of an assumable mortgage with an incredibly low interest rate of just 2.25%. KEY FEATURES: - **Stylish Upgrades:** Enjoy a tankless water heater for endless hot water and beautiful quartz countertops throughout the home. - **Comfort & Style:** The living area boasts plantation shutters and blackout curtains in the bonus room, while the upgraded air conditioning unit ensures year-round comfort. - **Gourmet Kitchen:** This chef's dream features upgraded built-in oven and microwave, a flat-top electric stove (easily convertible to gas), and ample space for culinary creations. - **Luxurious Master Suite:** Unwind in the upgraded master bathroom, featuring a standalone garden tub and an open shower, with elegant tile reaching the ceiling. - **Entertainment Ready:** Pre-wired surround sound in the living room and impressive 8-foot doors enhance your living experience, while sliding pocket glass doors lead to your outdoor oasis. COMMUNITY AMENITIES: Located just 3 miles from the beach, this home is part of a vibrant community offering: - South Shore Sports Complex with open fields and rental options - 12 miles of scenic walking trails - Resort-style facilities featuring 4 pools, 2 gyms, splash pads, and water slides - Courts for basketball, pickleball, tennis, and sand volleyball - An indoor game room and over 10 parks for children - A dog park for your furry friends - Seasonal concerts on the lawn in winter Don't miss this opportunity to own a beautifully upgraded home in a desirable community with top-notch amenities. Schedule your tour today and experience the lifestyle you've been dreaming of!
Source: STELLAR #A4644201
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #A4644201
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.