6912 Gosport Cv, Bradenton, FL 34202
2 beds · 2 baths · 1,964 sqft
Located 20 miles inland and in a higher elevation area. This enchanting beautiful landscaped Florida lifestyle home overlooks a lush wooded preserve and pond that is also home to deer, ducks and various species of birds. This pristine 1,964-square-foot home features an open floor plan with two bedrooms, two baths and a den which is on one of the largest lots in the highly sought-after Del Webb 55-plus gated community within the No. 1 development in the country, Lakewood Ranch. This unique style home has an extended gourmet chef’s kitchen with ceramic tile backsplash, granite countertops, soft-closing cabinet doors, a sprawling island with pendant lighting and a walk-in pantry. The open-style floor concept provides plenty of space for separate dining and entertaining. Step into this charming Florida lanai, equipped with a motorized hurricane screen offering a serene escape with stunning views. The primary suite overlooks the picturesque views of the preserve with spa-like en-suite bath, highlighted by a large walk-in shower and closet. This beautifully maintained home has an epoxied 2.5-car garage and a whole house generator, ensuring peace of mind and uninterrupted power during any weather condition. The amenities and activities will satisfy all your physical and social wants and needs. Del Webb has a community pool, spa, restaurant, pickleball and tennis courts, fitness center and more. Just east of Interstate 75 with plenty of shopping, golf courses, restaurants and more. Be a part of the fun in the sun. FRONT GATE WILL BE CLOSED FOR CONSTRUCTION OF A ROUNDABOUT SO DO NOT USE GPS FOR DEL WEBB. USE THE BACK GATE OFF MASTERS AVE.
Source: STELLAR #a4623767
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4623767
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4623767
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.