6907 Crestpoint Dr, Apollo Beach, FL 33572
3 beds · 4 baths · 2,358 sqft
One or more photo(s) has been virtually staged. Welcome to your David Weekley home in the highly sought-after community of Waterset! This stunning three-bedroom, three-and-a-half-bathroom home offers incredible versatility to suit your lifestyle. A beautiful wrought iron gate with a coded lock and doorbell ensures security and privacy for the main house. As you enter through the gate, you'll find a spacious, paved front courtyard that leads to the main entrance. Inside, you're greeted by a bright, open-concept space with a fully tiled kitchen and living area. The dining room features a built-in buffet and desk, with French doors open to the front courtyard. Perfect for seamless indoor-outdoor living. The gourmet kitchen boasts ample white cabinetry, stone countertops, a walk-in pantry with wood shelving, a custom backsplash, and stainless-steel appliances. A newly upgraded refrigerator, dishwasher, microwave, and gas range complete this dream kitchen. The large island comfortably accommodates four stools, making it ideal for entertaining. The primary bedroom includes a walk-in closet with custom shelving and an ensuite bathroom featuring split dual sinks, a soaking tub, and a large walk-in glass shower. Near the foyer, you'll find a generously sized guest bedroom with its own ensuite bathroom and walk-in closet. The third bedroom and bathroom have a private entrance from the front courtyard, making it a perfect space for a mother-in-law suite, home office, or guest retreat. The possibilities are endless! At the rear of the home, enjoy a covered patio area overlooking a fenced-in yard with serene views of conservation land and a peaceful pond, offering privacy and tranquility. Notable upgrades include a whole house Generac generator hard wired into the house, exterior and interior painted in 2022, Plantation shutter on every window, security system and cameras, 2022 4-ton A/C unit with Ultraviolet light, 2022 water softener, 2022 tankless gas hot water heater, crown molding, trey ceilings, and ceiling fans throughout. Ask for a list of all the upgrades. Living in Waterset means enjoying resort-style amenities at your doorstep! The community boasts four swimming pools, including a lap pool, two clubhouses, two fitness centers, tennis, pickleball, basketball, volleyball, a fishing pier, and miles of scenic walking and biking trails. Kids will love the playgrounds and splash pad, while pet owners will appreciate two dog parks. The newly opened Sports-plex features expansive multi-sport athletic fields, one of the largest in the country. This highly desirable community is close to schools, daycares, new restaurants, grocery stores, medical facilities, and more. With quick access to major roads, you are only minutes away from Tampa, Sarasota, and St. Pete. Enjoy the nearby Gulf beaches in under an hour or make a day trip to Disney World in less than two hours. Waterset offers everything you need for luxury living and endless entertainment! Don't miss the opportunity to make this fabulous home yours!!
Source: STELLAR #TB8366941
Financials
Source: Public records
Source: STELLAR #TB8366941
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.