6905 Victoria Dr # A, Alexandria, VA 22310
2 beds · 2 baths · 833 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 6905 Victoria Drive, Unit A – A beautifully updated and freshly painted 2-bedroom, 2-bath condo offering style, space, and unbeatable convenience in the heart of Manchester Lakes. Step into a spacious, open-concept layout filled with natural light, featuring hardwood floors throughout, a cozy wood-burning fireplace, separate dining area, and classic white kitchen cabinets complemented by the newly extended countertop bar—perfect for entertaining. The walk-in pantry and full-sized washer and dryer add everyday ease and practicality. Retreat to the primary bedroom suite with a large walk-in, and a private en-suite bath. A second bedroom and full bath provide ideal flexibility for guests, a home office, or additional living space. Outside, enjoy your private patio with a door to extra outdoor storage. Enjoy this amenity rich community with it’s plentiful green space, picnic areas, walking paths, a pool, tennis and basketball courts, a party room, volleyball, and more. Located just a block from the vibrant Festival at Manchester Lakes—home to Amazon Fresh and numerous eateries and shops—and minutes from Kingstowne Towne Center and Springfield Town Center, you’ll have everything you need just moments away. Outdoor lovers will appreciate proximity to Huntley Meadows Park, Greendale Golf Course, and scenic local trails. Commuters will love the location—under 2 miles to the Springfield Metro, just 0.2 miles to the bus stop, with quick access to I-395, I-495, and major destinations like Fort Belvoir, the Pentagon, DC, and Old Town Alexandria. With exciting new developments nearby, including the INOVA Franconia-Springfield Project, Franconia Government Center, and Landmark Redevelopment, this area continues to grow in value and appeal. Whether you're a first-time buyer, downsizing, or seeking a smart investment, this home combines the comfort of suburban living with city convenience. Don’t miss your chance to make it yours! Bonus: An ASSUMABLE VA LOAN with a 5.75% interest rate is available for qualified buyers with VA entitlement eligibility. Improvements 2025 Freshly Painted Throughout 2025 Kitchen Cabinets Painted 2024 New Hot Water Heater 2024 Kitchen Half Wall Removed 2024 New Quartz Countertop with Extended Bar Seating
Source: BRIGHT #VAFX2235038
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2235038
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.