69 Golden Poppy Loop, Belton, TX 76513
3 beds · 2 baths · 1,285 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully updated and move-in ready 3-bedroom, 2-bathroom home located in the heart of Morgans Point Resort. With a smart layout and fresh upgrades throughout, this home is perfect for anyone looking for comfort, style, and value. Step inside and enjoy the look and feel of new interior paint, new exterior paint, and brand-new granite countertops. The kitchen also features new stainless steel appliances and flows nicely into the dining and living areas, making it easy to cook, dine, and relax. The living room is cozy and inviting with a wood-burning fireplace, while the bedrooms feature new carpet, giving each space a soft and refreshed feel. The home also includes a new garage door, adding to its great curb appeal and functionality. Outside, the fully fenced backyard and open patio are perfect for enjoying the outdoors. The attached two-car garage provides extra storage and parking space. Located in Belton ISD and just a short drive from schools, parks, and Lake Belton, this home is in a great area for families, first-time buyers, or anyone looking for a fresh start. Schedule your showing today!
Source: CENTRALTEXAS #574254
Source: CENTRALTEXAS #574254
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.