6888 Copper Creek Pl, Moorpark, CA 93021
4 beds · 4 baths · 3,100 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE SATURDAY, APRIL 26TH FROM 1 TO 4. INCREDIBLE VALUE! BRING YOUR INVESTORS! TWO VERY RECENT SALES IN MERIDIAN HILLS OVER $2.15 MILLION! This community is reminiscent of The Oaks of Calabasas from 20 years ago! WELCOME TO YOUR FOREVER HOME IN FABULOUS, RESORT-LIKE MERIDIAN HILLS IN THE MOORPARK HIGHLANDS, NOTHING COMPARES WITH OVER $300,000 IN LAVISH UPGRADES IN THIS HARD TO FIND SPRAWLING ONE STORY WITH CITY LIGHTS VIEWS SITED ON A PREMIUM INTERIOR CUL DE SAC LOT, UPGRADES INCLUDE SOLID WHITE OAK HARDWOOD PLANK FLOORS THROUGHOUT THE ENTIRE HOUSE, THREE PANEL WALL OF GLASS FRAMING THE CITY LIGHTS AND MOUNTAINS, FIREPLACE AND CUSTOM CABINETS ON EACH SIDE, EXTRA BANK OF KITCHEN CABINETS IN GOURMET CENTER ISLAND KITCHEN, DOUBLE CROWN MOLDINGS, WAINSCOATING, DESIGNER LIGHT FIXTURES, ITALIAN WATER FOUNTAIN WITH PAVER TILES, WINE CLOSET AND BUILT IN CABINETS AND WINE CLOSET/REFRIGERATOR IN HOME THEATER, CROWN MOLDINGS AND WAINSOCATING IN PRIMARY SUITE, PRIMARY SUITE CLOSET IS FULLY ORGANZIED, BARBEQUE ISLAND, FIRE PIT AND TRELLIS ROSE GARDEN FOR LOW MAINTENANCE YARD, BUILT-IN SOLAR SYTEM, new security system, new water filtration system, central vacuum system, two zone central heating and cooling, forged iron front door with cast concrete cap, AMAZING CURBAPPEAL PLUS INTERIOR ATRIUM, FOURTH BEDROOM HAS BUILT-IN DESK AND CABINETS, YOU CAN HAVE IT ALL! LUXURIOUS AND HARD TO FIND SPRAWLING ONE STORY WITH CITY LIGHTS VIEWS SITED ON A PREMIUM CUL DE SAC VIEW LOT! OVER $300,000 IN LAVISH UPGRADES and meticulously CURATED to sophisticated designer perfection! Approx. 3,100 SQ FT ONE STORY (NO STEPS) FEATURING TODAY'S HIGH END UPGRADES AND ARCHITECTURAL HIGH END FINISHES and features creating an oasis of contemporary LUXURY LIVING not found in this price range! Built in 2016, shows better than a NEW MODEL HOME, ($100,000 JUST IN FLOORING) GORGEOUS center island kitchen with STUNNING WHITE QUARTZ on WHITE SHAKER CABINETS with beveled WHITE BRICK TILE backsplash and WHITE FARMHOUSE SINK, breakfast counters and breakfast area and fabulous formal dining room with multi-tiered TEN-FOOT CEILINGS, double crown moldings, NEW designer crystal and wrought iron light fixture, plantation shutters and six inch base moldings. HUGE WALK-IN PANTRY in kitchen, fabulous interior courtyard with NEW cast concrete Italian fountain with custom pavers, double French door upgrade that faces all four sides of the home creating a VISUAL INDOOR/OUTDOOR interior sanctuary!!
Source: CRMLS #SR25068839
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SR25068839
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.