6886 Crested Quail, San Antonio, TX 78250
3 beds · 3 baths · 2,400 sqft sqft
****SPACIOUS 2-story/3BR/2.5B/2-car garage home with 4 sides brick ****NEW ROOF AUGUST 2024***ESTABLISHED SERENE neighborhood of KINGSWOOD HEIGHTS in the great Northwest. Located ONE BLOCK FROM Connally MIDDLE SCHOOL, this 2400 square foot beauty is mounted on a .14 acre lot with NO NEIGHBORS BEHIND! ***NO CARPET*** The sizeable first floor living area is accented by a ***FLOOR TO CEILING FIREPLACE*** and flows into the formal dining at the rear of the home. The large open kitchen includes an EXTENSIVE GRANITE ISLAND & COUNTERTOPS, copious cabinet storage and a cozy breakfast area. The rear windows allow NATURAL LIGHT to fill the home as desired and the HUGE PANTRY does not disappoint. Don't miss the OVERSIZED PRIMARY 2nd FLOOR OWNERS' SUITE accented with *** ELEGANT WOOD LAMINATE FLOORING**** Primary bath includes DUAL VANITIES, DUAL CLOSETS, separate shower and a jetted garden tub. The GRAND SECOND FLOOR LIVING AREA is perfect for movie watching, gaming, family play or just pure relaxation, unplugged from all technology! The AMPLE SIZED PRIVATE BACKYARD assimilates mature trees, a rock garden with pond and an EXPANSIVE COVERED PATIO perfect for family gatherings, outdoor entertaining & cookouts. ***GOOGLE FIBER HIGH SPEED INTERNET*** for working professionals and/or gamers**Newer HVAC Unit with new ducting(Trane)***Convenient to shopping, dining, entertainment, ***JBSA Lackland & Potranco NSA***OP Schnabel Park trails*** NW Vista College*** USAA, UTSA, La Cantera ***Sea World & Six Flags Fiesta Texas *** the NEW METHODIST & CHRISTUS SANTA ROSA hospitals and more!!! COME OUT AND SEE
Source: SABOR #1822918
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1822918
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1822918
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.