6858 Copperfield Dr, New Port Richey, FL 34655
4 beds · 4 baths · 2,800 sqft
Under contract-accepting backup offers. AMAZING VALUE - NEW PRICE IMPROVEMENT ~ WELL APPOINTED~ LIKE NEW~ LUXURY HOME with ACREAGE IN TRINITY~ 1.10 ACRE ~ NO HOA, NO CDD FEES. Welcome to the Oak Ridge community featuring sprawling acre plus lots, custom homes centrally located to everything. Dripping with luxury finishes you do not want to miss seeing this newly remodeled, move-in ready home sitting on a 1.10 acre lot. This one story fits everyone's needs featuring 4 bedrooms, 3 of which are ensuites with their own bath access, a total of 3.5 baths, 2 car garage, 2800 square feet, sparkling pool and spa with a fully fenced in backyard. Just inside the newly installed front door is the dining and living room combination that opens up to the luxurious kitchen. This kitchen is more than just a culinary space; it's a statement of refinement and quality. Ideal for those who appreciate the finer things in life, it promises to elevate your daily living experience to new heights of comfort and elegance. The expansive center island features a high level Quartz counter tops, two pop up counter outlets, built-in GE Cafe electric cooktop with downdraft and seating for 4 stools. Additionally, the kitchen features an abundance of custom European cabinets, built-in GE Cafe digital double oven, high-end appliances including 2 refrigerators: (48" subzero & 36" Samsung), built-in microwave drawer, an industrial dishwasher, sensory faucet, quality tile backsplash, ceramic tile floors with a built-in coffee or wine bar. This kitchen has been carefully designed to blend family functionality with luxury. The kitchen is truly the heart of this home and can accommodate all of your entertainment and family needs. The primary suite is located in the back of the home and is massive with soaring cathedral ceilings, a custom designed walk-in closet, its own tankless water heater and HVAC unit with sliding glass doors to the pool and spa. The newly remodeled (2021) primary suite bath has ample space with accessibility to a sprawling vanity with dual sinks and the walk-in shower with multiple shower heads. The outdoor living spaces at this home are perfect for everyone from the outdoor covered paver lanai overlooking the large sparkling heated, salt system pool and spa, to the durable Trex finished outdoor decking complete with a gazebo and then the stairway off the deck to the beautifully landscaped backyard, firepit, well house and 2 storage sheds. Additional highlights of this home included, hurricane rated windows installed in 2019, new HVAC ductwork and HVAC units (2020), upgraded baseboards, upgraded fixtures and ceiling fans, new electrical panel, newly added attic insulation, water softener, well for water and irrigation, well purification system, recently service septic tank, newly painted and re-screened pool cage, gutters, Eufy security system including cameras and more. ZONED ER which allows for maintaining small animals and fowl for the occupant's use or need only, not to exceed a ratio of 20 an acre and not to exceed three grazing animals an acre minimum. No roosters. NO FLOOD INSURANCE REQUIRED, Room for your RV or Boat. TRULY A MUST SEE.
Source: STELLAR #w7865718
Source: STELLAR #w7865718
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7865718
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.