685 Majesty Xing, Winder, GA 30680
2 beds · 2 baths · 1,492 sqft sqft
Welcome to this charming property nestled in a serene 55+ community, offering a tranquil and welcoming environment for those seeking comfort and convenience. Boasting 2 bedrooms and 2 baths, this home is designed with your utmost comfort in mind. As you step inside, you're greeted by a warm and inviting atmosphere, with ample natural light filtering through the windows, creating an airy and bright ambiance throughout the living spaces. The spacious living room provides the perfect setting for relaxation and entertainment, ideal for hosting gatherings with friends and loved ones. The well-appointed kitchen features modern appliances, ample cabinetry, and a convenient breakfast bar, making meal preparation a breeze. Adjacent to the kitchen, you'll find a cozy dining area, perfect for enjoying your morning coffee or casual meals. Retreat to the comfort of the master bedroom, complete with an ensuite bath and generous closet space, offering a peaceful haven to unwind after a long day. The second bedroom also offers ample space and is ideal for guests or as a versatile home office. One of the highlights of this property is the fenced backyard, providing privacy and a perfect outdoor oasis for gardening, entertaining, or simply soaking up the sunshine in peace. Conveniently located in a sought-after 55+ community, residents enjoy access to a range of amenities, including clubhouse facilities, recreational activities, and social events, fostering a vibrant and active lifestyle. Don't miss this opportunity to own a slice of paradise in this desirable 55+ community. Schedule your showing today and experience the joys of resort-style living!
Source: GAMLS #10364385
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10364385
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10364385
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.