6846 Noyes Ave, Haymarket, VA 20169
5 beds · 5 baths · 4,456 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Located in the highly desirable Villages of Piedmont, this spacious 5-bedroom, 4.5-bathroom home offers a smart blend of style, comfort, and practicality. Thoughtfully designed for both everyday living and entertaining, the home features a flexible layout, quality finishes, and inviting indoor and outdoor spaces that make it easy to settle in and feel at home. Step inside to find hardwood floors, detailed trim work, and an open-concept main level designed for today’s lifestyle. The gourmet kitchen includes stainless steel appliances, double ovens, granite countertops, a large island with generous prep space, a walk-in pantry, and ample cabinetry. The main level also features a formal dining room, living room, family room, a powder room, and a mudroom with five built-in cubbies. Upstairs, the primary suite offers dual walk-in closets and a spa-inspired en suite bath with double vanities and an oversized frameless glass shower. The bedroom-level laundry room adds everyday convenience with extra storage and functionality. The finished lower level is designed for entertainment, featuring a large game area, a full bar, and a fully tiled bath with an oversized shower. A flex room or den offers additional space for a guest suite, office, or fitness room. The oversized three-car garage includes 14-foot ceilings, built-in storage shelves, and EV charging wiring, previously used for a Tesla. Relax or entertain outdoors with a brick patio, ample seating areas, and a smokeless fire pit designed for enjoyment in every season. As a resident of the Villages of Piedmont, enjoy access to outstanding community amenities: Dog park, Two swimming pools, Tennis and pickleball court, basketball court, soccer field, Playgrounds, Miles of scenic hiking and biking trails, A tranquil fishing pond and a volleyball court. Direct access to 380 acres of preserved parkland in Leopold’s Preserve All of this just minutes from shopping, dining, and major commuter routes, including I-66, Routes 15 & 29. An exceptional offering in a community that combines comfort, convenience, and a wide range of amenities.
Source: BRIGHT #VAPW2092184
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2092184
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.