6844 Pomeroy Cir, Orlando, FL 32810
4 beds · 3 baths · 2,144 sqft sqft
You can enjoy this HOME FOR THE HOLIDAYS! Newly renovated with Modern Style- 4 Bedroom, 2.5 Bath POOL Home with all bedrooms upstairs. Upon entry you’ll be welcomed with a staircase view off the foyer. Sleek EXPRESSO LAMINATE WOOD flooring align the floors leading into the Split Living and Dining Rooms on either side of the staircase from the foyer. Heading down the hallway towards the back of the home, on the left is the MODERN KITCHEN that provides a dinette area, WHITE SHAKER Cabinets, GRANITE counters, tile backsplash, a large ISLAND, SS appliances and pantry storage. Just off the Kitchen is the Sun Bright Great Room that overlooks the backyard. Enter through the sliding glass doors from the kitchen to the SCREENED-IN PATIO leading to the SWIMMING POOL which is the perfect area to entertain those guests! How convenient, a 1/2 bathroom is located just off the Family Room for guests. All bedrooms are located on the 2nd floor and come equipped with ceiling fans and blinds! Spacious PRIMARY BEDROOM features Double WALK-IN CLOSETS, and an EN SUITE BATHROOM with walk- in shower and garden tub. Bonus- washer & dryer included in the laundry room. A two-car attached garage is available with an EXTENDED DRIVEWAY for extra parking. * Water Heater- 2021, A/C- 2020, Roof- 2018* This home is conveniently located near the 414 Expressway heading eastbound for a quick 10-minute drive to Maitland I-4 exchange OR westbound on the 414 Expressway to the 429 Expressway. Less than 10 minutes away for grocery shopping. On your next day off, enjoy a jog, bike ride or dog walk on the West Orange Trail which is just minutes away. Or enjoy the great outdoors at Wekiwa Springs State Park for a nature hike, canoe, swim or family BBQ.
Source: STELLAR #o6253420
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6253420
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6253420
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.