6843 Runner Oak Dr, Wesley Chapel, FL 33545
4 beds · 2 baths · 2,034 sqft
UPDATED PRICE IMPROVEMENT!!! SOLAR PANELS! BRAND NEW ROOF! GREAT CURB APPEAL! FULLY FENCED YARD SITUATED ON A POND VIEW LOT! Secure this home's 3.99% Assumable FHA Mortgage, save thousands annually, and close in 45 days when you work with Roam. Inquire with the listing agent for more details. Located in the Highly Desirable and Established Oak Creek Community of Wesley Chapel in Pasco County, Inland designed the Floor Plan of this home to be FULLY Functional in all aspects: 4 Bedrooms; Over 2000 Square Feet of Living and Entertaining Space; 3-way Split Location of the Primary Suite and Secondary Bedrooms which provides Privacy for everyone; Open Floor Plan for the Kitchen and Family Room Combination; Formal Living Room and Dining Room Combination; Eat-in Kitchen Dinette; 2 Full Bathrooms - Primary Suite Bathroom and 2nd Bathroom conveniently located between 2 Secondary Bedrooms; and a 2 Car Garage. Save on you Electric Bills with Solar Panels that are PAID-IN-FULL and are installed on a Brand New Roof! The Spacious Kitchen consists of 42" Cabinets with Crown Molding, Counter-Height Breakfast Bar Island, Granite Countertops, Tile Backsplash, Eat-in Dinette area, Stainless Steel Sink, and Stainless Steel Appliances which includes a French Door Refrigerator. Triple Sliding Glass Doors off of the Family Room or Double Sliding Glass Doors off of the Kitchen Dinette Area open to a Covered Patio with tranquil Pond Views! Large Primary Suite with Walk-in Closet, Vanity with Dual Sinks, and separate Shower and Garden Soaking Tub. 3 Secondary Bedrooms, located in a split floorplan, provide privacy for everyone. The Great Curb Appeal of this Home is highlighted by decorative landscape curbing and Stamped Concrete Walkway. Roof (2023) | Solar Panels (2019) | A/C (2019). Oak Creek offers many amenities for its residents, including a Community Pool, 2 Picnic Pavilions, Dog Park, Covered Playground, Swings, Walking Trails with Boardwalk, and a Basketball Court - which is also lined for Pickleball. Conveniently located with close proximity to the Great Shopping, Restaurants, Entertainment, Schools, Colleges, and Hospitals located in Wesley Chapel, Zephyrhills, and Dade City. Oak Creek is centrally located within a 10-15 minute drive to both Epperson and Mirada Lagoons, 20 minute drive to 3 malls, 30 minute drive to Busch Gardens and Adventure Island, 45-50 minute drive to Tampa International Airport, 1 hour drive to Disney, 1 hour drive to Clearwater Beach, 1 1/4 hour drive to Sea World, and 1 1/2 hour drive to Universal. A MUST SEE Home! Call TODAY for your private showing! You may also View this Matterport 3D Video Link for an immediate Virtual Tour and Showing from the comfort of your current home --- https://my.matterport.com/show/?m=2Skjvk3Bv4R&brand=0&mls=1&
Source: STELLAR #t3551300
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3551300
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3551300
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.