6841 13TH ST N, Saint Petersburg, FL 33702
Cute, cute, cute! Spacious split plan 3 bedroom 2 bath, move in ready home in the popular Meadowlawn neighborhood. Huge, fenced in yard with an additional 300 square foot of Florida living space, thanks to the screened lanai with TV connection already installed. Bright kitchen with white wooden cabinetry anchors the center of the home and opens to a light and comfortable living room at the front and dining room at the back. The main living area offers beautiful natural stone tile with ornamental inlay and large picture windows to the outside. Split floorplan with primary and ensuite at the back of the home and bedrooms 2 and 3 sharing a full hall bath at the front. The large screened in patio leads you to a sizeable back yard with plenty of room for a pool - and more! This is a perfect home for entertaining! Come see inside -you won't be disappointed: it's a great space with a nice floorplan. This home is nestled in the Meadowlawn neighborhood known for its tranquility and convenience to both Tampa and downtown St. Pete. It is located just minutes from Tampa International Airport, the fire station, grocery, shopping, and restaurants. A few blocks away you’ll find the Fossil Park Community Center with sports complex, pool, shaded picnic area, tennis courts and pickleball courts. And for outdoor enthusiasts, the proximity to Tampa Bay, Gandy Blvd., and Weedon Island Preserve promises endless opportunities for adventure and exploration. What more could you ask for? Don't miss out on this wonderful opportunity to own a 3-bedroom, 2-bath home with an enormous backyard in a sought-after neighborhood. MUST SEE!
You may be able to put down less than the total down payment amount of $177,028 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3540412