6841 13th St N, Saint Petersburg, FL 33702
3 beds · 2 baths · 1,120 sqft
Under contract-accepting backup offers. No water intrusion or damage! This cutie has been marked safe from both storms and is ready for its new owner! Spacious split plan 3 bedroom 2 bath, move in ready home in the popular Meadowlawn neighborhood. Huge, fenced in yard with an additional 300 square foot of Florida living space, thanks to the screened lanai with TV connection already installed. Bright kitchen with white wooden cabinetry anchors the center of the home and opens to a light and comfortable living room at the front and dining room at the back. The main living area offers beautiful natural stone tile with ornamental inlay and large picture windows to the outside. Split floorplan with primary and ensuite at the back of the home and bedrooms 2 and 3 sharing a full hall bath at the front. The large screened in patio leads you to a sizeable back yard with plenty of room for a pool - and more! This is a perfect home for entertaining! Come see inside -you won't be disappointed: it's a great space with a nice floorplan. This home is nestled in the Meadowlawn neighborhood known for its tranquility and convenience to both Tampa and downtown St. Pete. It is located just minutes from Tampa International Airport, the fire station, grocery, shopping, and restaurants. A few blocks away you’ll find the Fossil Park Community Center with sports complex, pool, shaded picnic area, tennis courts and pickleball courts. And for outdoor enthusiasts, the proximity to Tampa Bay, Gandy Blvd., and Weedon Island Preserve promises endless opportunities for adventure and exploration. What more could you ask for? Don't miss out on this wonderful opportunity to own a 3-bedroom, 2-bath home with an enormous backyard in a sought-after neighborhood. MUST SEE!
Source: STELLAR #t3540412
Source: STELLAR #t3540412
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3540412
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.