684 Campbell Cir, Atlanta, GA 30354
3 beds · 2 baths · 1,339 sqft sqft
Discover your new home in this delightful bungalow located in the heart of Hapeville. Perfectly situated close to beautiful parks and the vibrant downtown Hapeville area, offering the best of both tranquility and urban convenience. Step inside to find a spacious living room with a fireplace and large windows that allow natural light to fill the room, creating a warm and inviting ambiance. The original hardwood floors throughout add to the home's classic charm. The updated kitchen is equipped with modern stainless-steel appliances, ample counter space, and storage. The adjacent multipurpose space can serve as an eat-in kitchen, sunroom, walk-in pantry, or mudroom, offering flexibility to suit your needs. Enjoy the charm of shiplap walls and barnyard doors, giving this home a modern farmhouse feel. The bungalow features comfortable bedrooms, including a primary suite, with plenty of closet space. The updated bathrooms are tastefully designed, offering both functionality and style. Find a cozy spot for a reading nook or office space, perfect for those who need a quiet space to work or relax. The backyard is a private fenced-in oasis, ideal for outdoor activities, gardening, or simply enjoying a peaceful afternoon. The sizeable deck offers ample space to entertain or to simply unwind after a long day. Located just minutes from the airport, I-75, and I-85, this home offers easy commuting options. The proximity to downtown Hapeville, parks, restaurants, and entertainment makes it a convenient and desirable location. Experience the best of both worlds with vibrant city living and easy access to nightlife, while also enjoying the tranquility of a rural setting. This is your opportunity to own this move in ready ranch bungalow in a prime Hapeville location. All it's missing is you! Come experience the perfect blend of comfort, convenience, and charm! ***THIS PROPERTY ADDRESS IS LOCATED IN AN AREA THAT ALLOWS FOR A REDUCED INTEREST RATE ON CONVENTIONAL LOANS AND DOES NOT HAVE INCOME LIMITS***
Source: GAMLS #10412134
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10412134
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10412134
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.