6834 Windwillow Dr, New Port Richey, FL 34655
4 beds · 2 baths · 1,941 sqft sqft
MOTIVATED SELLER!!! Welcome to this charming singlefamily home located at 6834 Windwillow Dr in New Port Richey, FL. Built in 1979, this lovely split plan home boasts 4 bedrooms, 2 bathrooms and a 2 car garage and 2 large storage buildings with electric and air conditioning. This delightful home features a large pool with 6 ft wide stairs and raised garden beds and chicken coop. All doors and windows have been replaced with hurricane rated tan vinyl for your convenience and also results in very low homeowners insurance. House passes 4-point and wind mitigation. As you step inside, you will be greeted by a sunken living room, separate dining as well as a family room off of the kitchen. Stainless steel appliances in kitchen and lots of cabinet space. Laundry room with shelving located through the pocket door off of the family room. The bedrooms are spacious and offer plenty of closet space for all your storage needs. There are 7 additional closets besides the ones in the bedrooms providing lots of storage opportunities. Outside, the expansive yard provides endless possibilities for outdoor enjoyment. Whether you want to relax in the screened lanai, host a barbecue, or simply enjoy the beautiful Florida weather, this home has it all. Located in a desirable neighborhood, this property offers convenience and easy access to shops, restaurants, great schools, and parks. 35 minutes to TPA, 40 minutes to PIE, 15 minutes to nearest beaches, 30 minutes to Clearwater beaches. Don't miss the opportunity to make this house your forever home. Schedule a showing today and experience the beauty and comfort of 6834 Windwillow Dr in New Port Richey, FL. New 50 gallon water heater, HVAC and all ductwork replaced in 2016. Paver driveway in 2016.
Source: STELLAR #o6212036
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6212036
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6212036
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.