6832 SW 93rd Ave, Ocala, FL 34481
3 beds · 2 baths · 1,714 sqft
Welcome to this charming single-family home at 6832 SW 93rd Ave, Ocala, FL in Stone Creek Del Webb over 55 development. Built in 2007, this well-maintained property boasts a spacious interior, 2 bathrooms, and 1,714 sq.ft. of finished living space. Situated on a generously sized lot spanning 0.23 acres, this home offers plenty of outdoor space for relaxation and entertainment.Upon entering the home, you will be greeted by a bright and inviting living area that is perfect for hosting gatherings. The open floor plan seamlessly connects the living room to the dining area and kitchen, creating a cohesive space for daily living. The oversized kitchen features modern appliances, ample cabinet storage, reverse Osmosis, the microwave is vented outside, and a convenient breakfast nook for casual dining.This home includes 2 bathrooms, providing convenience and privacy for residents and guests. The bathrooms are nicely done, creating a spa-like retreat for relaxation. The bedrooms are spacious and offer comfortable accommodations for family members or visitors.Outside, the property features a large backyard enclosed with beautiful shrubs for wonderful privacy, and an irrigation system, with endless possibilities for outdoor enjoyment. Whether you want to create a lush garden oasis, set up a play area for grand children, or simply relax on the patio with a cup of coffee, this backyard offers a peaceful retreat from the hustle and bustle of everyday life. The garage floor has been epoxyed, and overhead storage and wall shelving have been added. The attic had extra insulation added, along with a solar exhaust fan, and a new roof in 2022. A solar tube light was added for extra light in the kitchen. New Central Air System installed in 2025.Located in Ocala, FL, this property offers a convenient location near shopping, dining, entertainment, and outdoor recreational opportunities. With easy access to major highways, commuting to work or exploring the surrounding area is a breeze. This home is perfect for anyone looking for a comfortable and inviting space to call their own.Refrigerator, W/D, plus an all refrigerator and separate freezer in the garage stay.This home offers an almost fully furnished home with Lazy Boy furniture and a Sleep Number KS bed, a fully furnished Lanai that has been newly renovated and enclosed with glass windows and shades. There is an electric Sunsetter awning to add extra comfort.Don't miss out on the opportunity to make this beautiful property your new home. Schedule a showing today and experience all that 6832 SW 93rd Ave has to offer!
Source: STELLAR #O6286996
Financials
Source: Public records
Source: STELLAR #O6286996
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.