6815 Blue Moon Way, Sun City Center, FL 33573
5 beds · 3 baths · 2,490 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Remarkable 5-Bedroom, 2.5-Bathroom, 2,490 sq ft home with a screened lanai and an OVERSIZED FENCED BACKYARD! This 2-story home, built in 2017, offers an expansive .28-acre lot with a flat, fully fenced backyard – perfect for gardening, pets, play, or creating your dream outdoor space. A MUST-SEE! Whether you're imagining a personal oasis or a recreational space for entertaining, the possibilities are endless. The highly sought-after Columbia model built by Lennar Homes features a spacious primary suite on the first floor, complete with an en-suite bathroom and oversized walk-in closet. The open floor plan seamlessly connects the kitchen, dining, and family rooms, making it perfect for both everyday living and entertaining. The second floor offers a large loft area that can serve as a media room, office, or game room, along with four generously sized secondary bedrooms and a full guest bathroom. The Cypress Creek community offers exceptional amenities, including a baseball field, basketball court, park, swimming pool, and a divided dog park for both small and large dogs. Enjoy scenic ponds, walking trails, a picnic area, and a tot lot. This home is ideally located just minutes from shopping, dining, hospitals, and recreational options. Take advantage of nearby attractions like E.G. Simmons Park (7.7 miles), Apollo Beach Nature Preserve (10.7 miles), marinas, waterfront dining, and more. With easy access to US 41, I-75, I-4, I-275, Tampa International Airport, Downtown Tampa, and Florida’s beautiful beaches, this location offers the best of both convenience and tranquility. Don't miss out—call today to schedule your private showing!
Source: STELLAR #TB8365848
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8365848
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.