681 Deer Springs Way, Loganville, GA 30052
5 beds · 4 baths · 4,177 sqft sqft
This beautiful home is nestled in the Stillwaters Community. Pack your bags! This immaculate MOVE IN READY home catches your eye as you drive up. As you enter the Foyer, there is an Office/Den with plenty of natural light. The Dining room is beautifully detailed and is welcoming to any family gathering. The expansive kitchen has plenty of cabinets for storage and the oversized granite island allows for cooking, entertaining and eating. The walk in custom designed pantry is designed for elegance and convenience with plenty of room for storage and the Barn door adds to the perfection of the area. The kitchen is open to the Family room with the exquisite stone work wall and elegant fireplace. This is sure to be a gathering area. There is beautiful wood flooring on the Main Floor. DonCOt forget to peek outside to view the covered porch for Grilling or enjoying the outdoors. There is one bedroom on the main floor with a full bath for guest or family. Upstairs, find an oversized Main Bedroom that provides a tranquil peace. Enjoy the spa feeling of the main bathroom with glass doors for the shower, a separate tube and a large walk in closet. There is a Jack n Jill bathroom that is placed between bedrooms 2 and 3 These are large secondary bedrooms with nice sized closets and 4th bedroom down the hall has its own private bath. The bonus room is ready to be a theater room, gaming room or an all purpose Bonus room. All bathrooms include beautiful glass doors and nicely sized areas. The house was recently painted inside and out as well as brand new carpet. The amenities add to the beauty of the neighborhood with a quiet fishing area on the expansive lake, a playground and a refreshing pool for summer days. Conveniently located near the City of Grayson shopping centers and easy access to Sugarloaf Parkway add to the reasons you will love this as your next home.
Source: GAMLS #10411330
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10411330
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10411330
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.