6809 Pumpkin Ridge Dr, Windsor, CO 80550
5 beds · 5 baths · 4,424 sqft
Seller will consider concessions toward rate buy down! Please contact agent directly with questions! Located in the prestigious Highland Meadows community, this 7,184-square-foot residence is a masterpiece of design and function, ideal for luxurious yet versatile living. With 4 bedrooms, 4 bathrooms, and a unique attached 1 bedroom 1 bathroom ADU/casita, the home is perfectly suited for multi-generational living, guest accommodations, or rental income potential.Step inside, you'll be greeted by soaring ceilings and expansive windows that flood the open-concept layout with natural light. The gourmet kitchen, a chef's dream, features high-end stainless steel appliances, custom cabinetry, an oversized center island, and a walk-in pantry. The kitchen seamlessly connects to the main living area, where a cozy gas fireplace and large windows invite you to enjoy serene views of the professionally landscaped backyard.The main floor boasts a luxurious primary suite designed as a personal retreat. It includes a 5-piece bath with a soaking tub, walk-in shower, dual vanities, and an expansive walk-in closet. For added convenience and privacy, the attached ADU/casita also resides on the main floor, providing a self-sufficient living space complete with its own private entrance, living area, kitchen, and bedroom-ideal for extended family, guests, or even a rental setup.Upstairs, additional spacious bedrooms provide ample flexibility for family, guests, or office needs. Outdoors, the professionally landscaped backyard serves as an entertainer's paradise, featuring a covered patio, a cozy fire pit, and plenty of space to relax or host gatherings, all while taking in breathtaking mountain views.Situated close to top-rated schools, parks, golf courses, shopping, and dining, this home offers not only a luxurious residence but also a lifestyle of convenience and community. Don't miss the chance to make 6809 Pumpkin Ridge Drive your forever home. Schedule your private showing today!
Source: RECO #IR1009055
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1009055
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1009055
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