6806 Cambridge Park Dr, Apollo Beach, FL 33572
4 beds · 2 baths · 2,034 sqft sqft
Terrific pool home on a cul-de-sac street in desirable Covington Park! Excellent location in the village of Cambridge, just walking distance from community amenities and "A" rated Doby Elementary School! Interior features include diagonally laid ceramic tile floors in formal entry, kitchen, breakfast nook, and all baths; upgraded flooring in all bedrooms, living room, and dining room; vaulted and volume ceilings throughout the house; security system; sound system, ceiling fans, chair rails, and wainscoting; plantation blinds; and popular great room and three-way split bedroom floor plan! The open kitchen has wood cabinets with 42" uppers, upgraded countertops, a breakfast bar, a phone desk, a gas range, a built-in microwave, and dishwasher, a sunny breakfast nook with plantation blinds, and a sliding door to the lanai! The main room includes a sound system, vaulted ceiling, ceiling fans, plantation blinds, and triple-width sliding door to the covered patio leading to the screened lanai, recently upgraded pool deck, and pool. The primary suite has double closets, a pocket door to the bathroom, a sumptuous garden bath, a new elongated toilet, dual vanities, a separate shower, and wall-mounted shelves! Three roomy secondary bedrooms share an additional full bathroom with shower/tub combination, single vanity, and a new elongated toilet. Exterior features include a covered and screened patio perfect for outdoor dining, Edison bulb lighting for night entertainment, pool furniture, a pool maintenance shed, a storage bench, and a sparkling pool with an upgraded deck and screened enclosure! The garage connects to the house through a mud/laundry room with a washer, dryer, and storage rack. The garage includes a steel storage rack, gun safe, upright freezer, tools, and attic for storage. Mature landscaping and a yard with fencing on three sides (owned and maintained by neighbors) give the ultimate privacy! The seller includes a safe, garden, lawn tools, Vivint security, and a sound system. Covington Park is a lovely, planned community with its elementary school, heated pools, tennis courts, fitness center, park and playground, recreation building, and proximity to shopping, dining, outdoor recreation areas, and major Bay Area thoroughfares! This is the lowest-price pool home with over 2000 square feet available in Covington Park!
Source: STELLAR #o6242600
Source: STELLAR #o6242600
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242600
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