6803 W Winston Dr, Laveen, AZ 85339
3 beds · 2 baths · 1,993 sqft sqft
Welcome to this gorgeous 3-bedroom, 2-bath meticulously cared for home offering 1,993 square feet of luxurious living space. As you step inside, you're greeted by a welcoming entryway, with a versatile office or den conveniently located to the right. This cozy, private space is ideal for a home office, library, or personal retreat, offering a quiet escape just steps from the main living areas. The open layout is perfect for entertaining, featuring a custom fireplace with built-in shelving and a stunning stone finish, which serves as the focal point of the living area. The kitchen boasts custom cabinetry with pullouts, an extended coffee bar, and sleek granite countertops, making it a true chef's delight. The adjacent walk-in pantry provides ample storage, and the stove offers both electric and gas hookups for cooking versatility. The primary suite offers a luxurious retreat, featuring a stunning walk-in tile shower that's every homeowner's dream. This spacious shower is beautifully designed with high-quality tile work and an upgraded rain shower head that provides a soothing, spa-like experience. With its elegant fixtures and thoughtful details, this shower transforms your daily routine into a luxurious escape right in the comfort of your home. This home combines style and comfort, featuring upgraded 8-foot doors and an advanced multi-zone HVAC system with a powerful air handler and precision dampers in the ductwork. Each zone offers customized climate control for your ideal temperature year-round, with an attic ventilation fan to ensure fresh air circulation and consistent comfort. Automatic blinds on the west side add a touch of luxury, while premium light fixtures bring warmth and sophistication to every room. Whether you're relaxing in the living room or unwinding in the bedroom, this home is designed to keep you in comfort and style at all times. With exceptional curb appeal, this home boasts a beautifully landscaped front yard and a stunning paver pathway that creates a warm and inviting entrance. The thoughtfully designed landscaping enhances the exterior, providing a serene outdoor space to enjoy year-round. The expansive backyard offers plenty of room for relaxation, play, or entertaining, making it perfect for gatherings with family and friends. Additionally, this property features a spacious 2.5-car garage and a convenient gas stub for a grill on the southwest side. With a 14-panel solar array, a tankless water heater, and meticulous attention to maintenance, this home seamlessly blends elegance, efficiency, and ease of living. This home offers an elevated lifestyle with everything you need for modern living and more. Don't miss out.
Source: ARMLS #6778259
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6778259
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6778259