6800 Turtle Stream Dr, Fort Worth, TX 76179
3 beds · 2 baths · 1,500 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully maintained home situated on a spacious corner lot with fantastic curb appeal. The elevated design of the garage and front door gives the exterior a modern, distinctive look. Enjoy peaceful Texas mornings and relaxing evenings on the large covered front porch—perfect for lounging or greeting guests. Step inside to an open-concept floor plan filled with an abundance of natural light. The entryway flows seamlessly into the main living area, creating a warm and inviting atmosphere ideal for everyday living and entertaining. Durable laminate flooring extends through the common areas and the primary suite, offering both style and easy maintenance. The living room features a charming brick accent wall and celing fan. This space continues into a designated dining area, creating a cohesive and stylish space. The kitchen offers plenty of countertop space, bar seating for casual dining, and an open layout that encourages connection. Enjoy the privacy of a desirable split floor plan, with the primary suite tucked away as its own retreat. The ensuite bath adds convenience and comfort. Two well-sized secondary bedrooms share a full hall bathroom, perfect for family or guests. Additional highlights include a dedicated indoor laundry room and a garage outfitted with snap-in tiles—both durable and classic in appearance. Step out back to discover a deck and pergola, ready for your personal touch to transform it into your dream outdoor oasis. Don’t miss the opportunity to own this stunning, move-in ready home. Schedule your tour today!
Source: NTREIS #20905061
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20905061
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.