680 Woodmoor Dr, Monument, CO 80132
4 beds · 4 baths · 4,385 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream retreat nestled in one of the most coveted communities in Monument. Located directly across from the lush fairways of a championship golf course, this home offers a front-row seat to pristine views and rolling greens, along with the soothing calm only a golf course setting can provide. This beautifully crafted two-story custom home is on nearly an acre of land, with lush, mature landscaping, designed for privacy and solace. The home spans three generous levels designed for entertaining, relaxing, and hosting extended guests in comfort. Rich architectural details like hardwood floors, crown molding, wainscoting, and classic French doors add timeless elegance, while three cozy wood-burning fireplaces invite warmth and connection. The gourmet kitchen features stainless steel appliances, expansive prep space, and effortless flow to the dining area and back deck—where a private hot tub awaits under the stars. Downstairs, the finished basement is a dream flex space, complete with a wet bar—ideal for a home theater, game room, gym, or all three. The oversized 3-car garage offers ample space for vehicles, toys, and even a collector car or golf cart, plus a workbench and deep utility sink to support hobbies and projects alike. A large laundry room on the bedroom level, abundant storage throughout, and a dedicated home office with built-ins and privacy doors ensure everyday ease and functionality. Recent updates offer peace of mind, including a new boiler system (2023), new garage doors (2023), a DECRA stone-coated metal roof still under warranty, a newer water heater (2019), fresh interior paint, and plush new carpet. This home is very well maintained and the picture of pride of ownership. This is more than a home—it’s a lifestyle in one of the area’s most vibrant and established communities. Top-rated schools, scenic views, and space to truly live. Watch the video tour and schedule your private showing today.
Source: PPMLS #8457019
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #8457019
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.